Personal Finance in Your 20s & 30s For Dummies. Eric Tyson

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      Library of Congress Control Number: 2021936959

      ISBN 978-1-119-80543-4 (pbk); ISBN 978-1-119-80544-1 (ebk); ISBN 978-1-119-80545-8 (ebk)

      Personal Finance in Your 20s & 30s For Dummies®

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      Table of Contents

      1  Cover

      2  Title Page

      3  Copyright

      4  Introduction About This Book Foolish Assumptions Icons Used in This Book Beyond the Book Where to Go from Here

      5  Part 1: Getting Started with Personal Finance Chapter 1: Your Financial Checkup Calculating Your Financial Worth Grasping the Importance of Your Savings Rate Understanding and Improving Your Credit Score Comprehending Your Investment Options Examining Insurance Coverage Identifying Common Financial Mistakes Young Adults Make Chapter 2: Budgeting, Goal Setting, and Valuing Saving Developing a Savings Mindset What It’s Worth: Valuing Savings over Time Budgeting and Boosting Your Savings Setting and Prioritizing Your Savings Goals Saving When You’re Strapped Chapter 3: Using Loans and Paying Down Debts Eyeing the Causes of Generational Debt Making the Most of Loans Dealing With Student-Loan Debt Paying Off Consumer Debt Getting Help for Extreme Debt Preventing Consumer Debt Relapses Chapter 4: Everything Credit: Scores and Reports A Primer on Credit Reports and Credit Scores Getting Your Hands on Your Credit Reports and Scores Scrutinizing Your Credit Reports to Improve Them Preventing Identity Theft

      6  Part 2: Saving and Earning More Chapter 5: Proven Ways to Spend Less and Save More Containing Housing Costs Cutting Your Taxes Managing Food and Restaurant Spending Trimming Transportation Expenses Finessing Fashion Finances