Yet doth it not lie in the power of everyone to be a debtor. To acquire creditors is not at the disposure of each man's arbitrament. You nevertheless would deprive me of this sublime felicity. You ask me when I will be out of debt. Well, to go yet further on, and possibly worse in your conceit, may Saint Bablin, the good saint, snatch me, if I have not all my lifetime held debt to be as a union or conjunction of the heavens with the earth, and the whole cement whereby the race of mankind is kept together; yea, of such virtue and efficacy that, I say, the whole progeny of Adam would very suddenly perish without it. Therefore, perhaps, I do not think amiss, when I repute it to be the great soul of the universe, which, according to the opinion of the Academics, vivifieth all manner of things. In confirmation whereof, that you may the better believe it to be so, represent unto yourself, without any prejudicacy of spirit, in a clear and serene fancy, the idea and form of some other world than this; take, if you please, and lay hold on the thirtieth of those which the philosopher Metrodorus did enumerate, wherein it is to be supposed there is no debtor or creditor, that is to say, a world without debts.
There amongst the planets will be no regular course, all will be in disorder. Jupiter, reckoning himself to be nothing indebted unto Saturn, will go near to detrude him out of his sphere, and with the Homeric chain will be like to hang up the intelligences, gods, heavens, demons, heroes, devils, earth and sea, together with the other elements. Saturn, no doubt, combining with Mars will reduce that so disturbed world into a chaos of confusion.
Mercury then would be no more subjected to the other planets; he would scorn to be any longer their Camillus, as he was of old termed in the Etrurian tongue. For it is to be imagined that he is no way a debtor to them.
Venus will be no more venerable, because she shall have lent nothing. The moon will remain bloody and obscure. For to what end should the sun impart unto her any of his light? He owed her nothing. Nor yet will the sun shine upon the earth, nor the stars send down any good influence, because the terrestrial globe hath desisted from sending up their wonted nourishment by vapours and exhalations, wherewith Heraclitus said, the Stoics proved, Cicero maintained, they were cherished and alimented. There would likewise be in such a world no manner of symbolization, alteration, nor transmutation amongst the elements; for the one will not esteem itself obliged to the other, as having borrowed nothing at all from it. Earth then will not become water, water will not be changed into air, of air will be made no fire, and fire will afford no heat unto the earth; the earth will produce nothing but monsters, Titans, giants; no rain will descend upon it, nor light shine thereon; no wind will blow there, nor will there be in it any summer or harvest. Lucifer will break loose, and issuing forth of the depth of hell, accompanied with his furies, fiends, and horned devils, will go about to unnestle and drive out of heaven all the gods, as well of the greater as of the lesser nations. Such a world without lending will be no better than a dog-kennel, a place of contention and wrangling, more unruly and irregular than that of the rector of Paris; a devil of an hurlyburly, and more disordered confusion than that of the plagues of Douay. Men will not then salute one another; it will be but lost labour to expect aid or succour from any, or to cry fire, water, murder, for none will put to their helping hand. Why? He lent no money, there is nothing due to him. Nobody is concerned in his burning, in his shipwreck, in his ruin, or in his death; and that because he hitherto had lent nothing, and would never thereafter have lent anything. In short, Faith, Hope, and Charity would be quite banished from such a world--for men are born to relieve and assist one another; and in their stead should succeed and be introduced Defiance, Disdain, and Rancour, with the most execrable troop of all evils, all imprecations, and all miseries. Whereupon you will think, and that not amiss, that Pandora had there spilt her unlucky bottle. Men unto men will be wolves, hobthrushers, and goblins (as were Lycaon, Bellerophon, Nebuchodonosor), plunderers, highway robbers, cutthroats, rapparees, murderers, poisoners, assassinators, lewd, wicked, malevolent, pernicious haters, set against everybody, like to Ishmael, Metabus, or Timon the Athenian, who for that cause was named Misanthropos, in such sort that it would prove much more easy in nature to have fish entertained in the air and bullocks fed in the bottom of the ocean, than to support or tolerate a rascally rabble of people that will not lend. These fellows, I vow, do I hate with a perfect hatred; and if, conform to the pattern of this grievous, peevish, and perverse world which lendeth nothing, you figure and liken the little world, which is man, you will find in him a terrible justling coil and clutter. The head will not lend the sight of his eyes to guide the feet and hands; the legs will refuse to bear up the body; the hands will leave off working any more for the rest of the members; the heart will be weary of its continual motion for the beating of the pulse, and will no longer lend his assistance; the lungs will withdraw the use of their bellows; the liver will desist from convoying any more blood through the veins for the good of the whole; the bladder will not be indebted to the kidneys, so that the urine thereby will be totally stopped. The brains, in the interim, considering this unnatural course, will fall into a raving dotage, and withhold all feeling from the sinews and motion from the muscles. Briefly, in such a world without order and array, owing nothing, lending nothing, and borrowing nothing, you would see a more dangerous conspiration than that which Aesop exposed in his Apologue. Such a world will perish undoubtedly; and not only perish, but perish very quickly. Were it Aesculapius himself, his body would immediately rot, and the chafing soul, full of indignation, take its flight to all the devils of hell after my money.
Panurge continueth his discourse in the praise of borrowers and lenders
On the contrary, be pleased to represent unto your fancy another world, wherein everyone lendeth and everyone oweth, all are debtors and all creditors. O how great will that harmony be, which shall thereby result from the regular motions of the heavens! Methinks I hear it every whit as well as ever Plato did. What sympathy will there be amongst the elements! O how delectable then unto nature will be our own works and productions! Whilst Ceres appeareth laden with corn, Bacchus with wines, Flora with flowers, Pomona with fruits, and Juno fair in a clear air, wholesome and pleasant. I lose myself in this high contemplation.
Then will among the race of mankind peace, love, benevolence, fidelity, tranquillity, rest, banquets, feastings, joy, gladness, gold, silver, single money, chains, rings, with other ware and chaffer of that nature be found to trot from hand to hand. No suits at law, no wars, no strife, debate, nor wrangling; none will be there a usurer, none will be there a pinch-penny, a scrape-good wretch, or churlish hard-hearted refuser. Good God! Will not this be the golden age in the reign of Saturn? the true idea of the Olympic regions, wherein all (other) virtues cease, charity alone ruleth, governeth, domineereth, and triumpheth? All will be fair and goodly people there, all just and virtuous.
O happy world! O people of that world most happy! Yea, thrice and four times blessed is that people! I think in very deed that I am amongst them, and swear to you, by my good forsooth, that if this glorious aforesaid world had a pope, abounding with cardinals, that so he might have the association of a sacred college, in the space of very few years you should be sure to see the saints much thicker in the roll, more numerous, wonder-working and mirific, more services, more vows, more staves and wax-candles than are all those in the nine bishoprics of Britany, St. Yves only excepted. Consider, sir, I pray you, how the noble Patelin, having a mind to deify and extol even to the third heavens the father of William Josseaulme, said no more but this, And he did lend his goods to those who were desirous of them.
O the fine saying! Now let our microcosm be fancied conform to this model in all its members; lending, borrowing, and owing, that is to say, according to its own nature. For nature hath not to any other end created man, but to owe, borrow, and lend; no greater is the harmony amongst the heavenly spheres than that which shall be found in its well-ordered policy. The intention