Rather than to become a victim to the Spanish fury, they were contented to live upon a third part of their revenues, and lay out far the greatest part of their income in defending themselves against their merciless enemies. These hardships and calamities of a war within their bowels, first put them upon that extraordinary frugality; and the continuance under the same difficulties for above fourscore years, could not but render it customary and habitual to them. But all their arts of saving, and penurious way of living, could never have enabled them to make head against so potent an enemy, if their industry in promoting their fishery and navigation in general, had not helped to supply the natural wants and disadvantages they laboured under.
The country is so small and so populous, that there is not land enough (though hardly an inch of it is unimproved) to feed the tenth part of the inhabitants. Holland itself is full of large rivers, and lies lower than the sea, which would run over it every tide, and wash it away in one winter, if it was not kept out by vast banks and huge walls: the repairs of those, as well as their sluices, quays, mills, and other necessaries they are forced to make use of to keep themselves from being drowned, are a greater expence to them, one year with another, than could be raised by a general land tax of four shillings in the pound, if to be deducted from the neat produce of the landlord’s revenue.
Is it a wonder, that people, under such circumstances, and loaden with greater taxes, besides, than any other nation, should be obliged to be saving? but why must they be a pattern to others, who, besides, that they are more happily situated, are much richer within themselves, and have, to the same number of people, above ten times the extent of ground? The Dutch and we often buy and sell at the same markets, and so far our views may be said to be the same: otherwise the interests and political reasons of the two nations, as to the private economy of either, are very different. It is their interest to be frugal, and spend little; because they must have every thing from abroad, except butter, cheese, and fish, and therefore of them, especially the latter, they consume three times the quantity, which the same number of people do here. It is our interest to eat plenty of beef and mutton to maintain the farmer, and further improve our land, of which we have enough to feed ourselves, and as many more, if it was better cultivated. The Dutch perhaps have more shipping, and more ready money than we, but then those are only to be considered as the tools they work with. So a carrier may have more horses than a man of ten times his worth, and a banker that has not above fifteen or sixteen hundred pounds in the world, may have generally more ready cash by him, than a gentleman of two thousand a-year. He that keeps three or four stage-coaches to get his bread, is to a gentleman that keeps a coach for his pleasure, what the Dutch are in comparison to us; having nothing of their own but fish, they are carriers and freighters to the rest of the world, while the basis of our trade chiefly depends upon our own product.
Another instance, that what makes the bulk of the people saving, are heavy taxes, scarcity of land, and such things that occasion a dearth of provisions, may be given from what is observable among the Dutch themselves. In the province of Holland there is a vast trade, and an unconceivable treasure of money. The land is almost as rich as dung itself, and (as I have said once already) not an inch of it unimproved. In Gelderland, and Overyssel, there is hardly any trade, and very little money: the soil is very indifferent, and abundance of ground lies waste. Then, what is the reason that the same Dutch, in the two latter provinces, though poorer than the first, are yet less stingy and more hospitable? Nothing but that their taxes in most things are less extravagant, and in proportion to the number of people, they have a great deal more ground. What they save in Holland, they save out of their bellies; it is eatables, drinkables, and fuel, that their heaviest taxes are upon, but they wear better clothes, and have richer furniture, than you will find in the other provinces.
Those that are frugal by principle, are so in every thing; but in Holland the people are only sparing in such things as are daily wanted, and soon consumed; in what is lasting they are quite otherwise: in pictures and marble they are profuse; in their buildings and gardens they are extravagant to folly. In other countries, you may meet with stately courts and palaces of great extent, that belong to princes, which nobody can expect in a commonwealth, where so much equality is observed as there is in this; but in all Europe you shall find no private buildings so sumptuously magnificent, as a great many of the merchants and other gentlemen’s houses are in Amsterdam, and some other great cities of that small province; and the generality of those that build there, lay out a greater proportion of their estates on houses they dwell in, than any people upon the earth.
The nation I speak of was never in greater straits, nor their affairs in a more dismal posture since they were a republic, than in the year 1671, and the beginning of 1672. What we know of their economy and constitution with any certainty, has been chiefly owing to Sir William Temple, whose observations upon their manners and government, it is evident from several passages in his memoirs, were made about that time. The Dutch, indeed, were then very frugal; but since those days, and that their calamities have not been so pressing (though the common people, on whom the principal burden of all excises and impositions lies, are perhaps much as they were), a great alteration has been made among the better sort of people in their equipages, entertainments, and whole manner of living.
Those who would have it, that the frugality of that nation flows not so much from necessity, as a general aversion to vice and luxury, will put us in mind of their public administration, and smallness of salaries, their prudence in bargaining for, and buying stores and other necessaries, the great care they take not to be imposed upon by those that serve them, and their severity against them that break their contracts. But what they would ascribe to the virtue and honesty of ministers, is wholly due to their strict regulations, concerning the management of the public treasure, from which their admirable form of government will not suffer them to depart; and indeed one good man may take another’s word, if they so agree, but a whole nation ought never to trust to any honesty, but what is built upon necessity; for unhappy is the people, and their constitution will be ever precarious, whose welfare must depend upon the virtues and consciences of ministers and politicians.
The Dutch generally endeavour to promote as much frugality among their subjects as it is possible, not because it is a virtue, but because it is, generally speaking, their interest, as I have shown before; for, as this latter changes, so they alter their maxims, as will be plain in the following instance.
As soon as their East India ships come home, the Company pays off the men, and many of them receive the greatest part of what they have been earning in seven or eight, or some fifteen or sixteen years time. These poor fellows are encouraged to spend their money with all profuseness imaginable; and considering that most of them, when they set out first, were reprobates, that under the tuition of a strict discipline, and a miserable diet, have been so long kept at hard labour without money, in the midst of danger, it cannot be difficult to make them lavish, as soon as they have plenty.
They squander away in wine, women, and music, as much as people of their taste and education are well capable of, and are suffered (so they but abstain from doing of mischief), to revel and riot with greater licentiousness than is customary to be allowed to others. You may in some cities see them accompanied with three or four lewd women, few of them sober, run roaring through the streets by broad day-light with a fiddler before them: And if the money, to their thinking, goes not fast enough these ways, they will find out others, and sometimes fling it among the mob by handfuls. This madness continues in most of them while they have any thing left, which never lasts long, and for this reason, by a nick-name, they are called, Lords of six Weeks, that being generally the time by which the Company has other ships ready to depart; where these infatuated wretches (their money being gone) are forced to enter themselves