"Now you speak rationally, my dear, my faithful and confiding Walter," exclaimed Mr. Stephens. "It was just in this vein that I was anxious to find you; for I have an important communication to make this morning."
"Speak: I am ready to follow your instructions or advice."
"I must inform you, Walter, that in order effectually to work out my plans—in order that there should not exist the slightest chance of failure—a third person is required. It will be necessary that he should be conversant with our secret: he must know all; and, of course, he must be taken care of hereafter. To be brief, I have already fallen in with the very individual who will suit me; and I have acquainted him with the entire matter. You will not object to receive him occasionally as a guest?"
"My dear sir, how can I object? Is not this your house? and am not I in your hands? You know that you can command me in all respects."
"I thought that you would meet my views with this readiness and good will," said Mr. Stephens. "To tell you the real truth, then—I have taken the liberty of inviting him to dine with us here this day."
"To-day!"
"Yes. Are you annoyed?"
"Oh! not at all: only, the preparations——"
"Do not alarm yourself. While you were occupied with your toilet, I gave the necessary instructions to the cook. The old woman is almost blind and deaf, still she knows full well how to serve up a tempting repast; and as I am believed by your three servants to be your guardian, my interference in this respect will not have appeared strange."
"How could they think otherwise?" ejaculated Walter. "Did not you provide those dependants who surround me? Do they not look upon you as their master as well as myself? Are they not aware that the villa is your own property? And have they not been led to believe—with the exception of Louisa, who alone of the three knows the secret—that the state of my health compelled you to place me here for the benefit of a purer air than that which your residence in the city affords?"
"Well, since my arrangements meet with your satisfaction," said Mr. Stephens, smiling, "I am satisfied. But I should tell you that I invited my friend hither not only to dine, but also to pass the day, that we might have an opportunity of conversing together at our leisure. Indeed," added Mr. Stephens, looking at his watch, "I expect him here every moment."
Scarcely were the words uttered when a loud knock at the front door echoed through the house.
In a few minutes Louisa appeared, and introduced "Mr. Montague."
CHAPTER IX.
A CITY MAN.—SMITHFIELD SCENES.
GEORGE Montague was a tall, good-looking young man of about three or four-and-twenty. His hair and eyes were black, his complexion rather dark, and his features perfectly regular.
His manners were certainly polished and agreeable; but there was, nevertheless, a something reserved and mysterious about him—an anxiety to avert the conversation from any topic connected with himself—a studied desire to flatter and gain the good opinions of those about him, by means of compliments at times servile—and an occasional betrayal of a belief in a code of morals not altogether consistent with the well-being of society, which constituted features in his character by no means calculated to render him a favourite with all classes of persons. He was, however, well-informed upon most topics; ambitious of creating a sensation in the world, no matter by what means; resolute in his pursuit after wealth, and careless whether the paths leading to the objects which he sought were tortuous or straightforward. He was addicted to pleasure, but never permitted it to interfere with his business or mar his schemes. Love with him was merely the blandishment of beauty; and friendship was simply that bond which connected him with those individuals who were necessary to him. He was utterly and completely selfish; but he was somehow or another possessed of sufficient tact to conceal most of his faults—of the existence of which he was well aware. The consequence was that he was usually welcomed as an agreeable companion; some even went so far as to assert that he was a "devilish good fellow;" and all admitted that he was a thorough man of the world. He must have commenced his initiation early, thus to have acquired such a character ere he had completed his four-and-twentieth year!
London abounds with such precocious specimens of thorough heartlessness and worldly-mindedness. The universities and great public schools let loose upon society every half-year a cloud of young men, who think only how soon they can spend their own property in order to prey upon that of others. These are your "young men about town:" as they grow older they become "men upon the town." In their former capacity they graduate in all the degrees of vice, dissipation, extravagance, and debauchery; and in the latter they become the tutors of the novices who are entering in their turn upon the road to ruin. The transition from the young man about town to the man upon the town is as natural as that of a chrysalis to a butterfly. These men upon the town constitute as pestilential a section of male society as the women of the town do of the female portion of the community. They are alike the reptiles produced by the great moral dung-heap.
We cannot, however, exactly class Mr. George Montague with the men upon the town in the true meaning of the phrase, inasmuch as he devoted his attention to commercial speculations of all kinds and under all shapes, and his sphere was chiefly the City; whereas men upon the town seldom entertain an idea half "so vulgar" as mercantile pursuits, and never visit the domains of the Lord Mayor save when they want to get a bill discounted, or to obtain cash for a check of too large an amount to be entrusted to any of their high-born and aristocratic companions.
Mr. George Montague was, therefore, one of that multitudinous class called "City men," who possess no regular offices, but have their letters addressed to the Auction Mart or Garraway's, and who make their appointments at such places as "the front of the Bank," "the Custom-house Wharf," and "under the clock at the Docks."
City men are very extraordinary characters. They all know "a certain speculation that would make a sure fortune, if one had but the capital to work upon;" they never fail to observe, while making this assertion, that they could apply to a friend if they chose, but that they do not choose to lay themselves under the obligation; and they invariably affirm that nothing is more easy than to make a fortune in the City, although the greater portion of them remain without that happy consummation until the day of their deaths. Now and then, however, one of these City men does succeed in "making a hit" by some means or other; and then his old friends, the very men who are constantly enunciating the opinion relative to the facility with which fortunes are obtained in the City, look knowing, wink at each other, and declare "that it never could have been done unless he'd had somebody with plenty of money to back him."
Now Mr. Montague was one of those who adopted a better system of logic than the vulgar reasoning. He knew that there was but little merit in producing bread from flour, for instance; but he perceived that there was immense credit due to those who could produce their bread without any flour at all. Upon this principle he acted, and his plan was not unattended with success. He scorned the idea "that money was necessary to beget money;" he began his "City career," as he sometimes observed, without a farthing; and he was seldom without gold in his pocket.
No one knew where he lived. He was sometimes seen getting into a Hackney omnibus at the Flower Pot, a Camberwell one at the Cross Keys; or running furiously after a Hammersmith one along Cheapside; but as these directions were very opposite, it was difficult to deduce from them any idea of his domiciliary whereabouts.
He was young to be a City man; the class does not often include members under thirty; but of course there are exceptions to all rules; and Mr. George Montague was one.
He was then a City man: but if the reader be anxious to know what sort of business he transacted to obtain his living; whether he dabbled in the funds, sold wines upon commission, effected loans and discounts, speculated in shares, got up joint-stock companies,