Cutty, the largest of the four, carried Billy on his hip as if he were luggage.
Dan’s muzzled growl nearly burst through his tape as Lori screamed under hers. Billy’s hands and mouth were bound, his eyes wide with terror as Cutty tossed him on the floor next to them. Lori fumbled closer, feeling Billy’s body trembling against hers as he sobbed.
Who were these monsters?
The man who’d been holding on to Dan—Vic, by his name patch—took charge. He sat on the foot of Lori and Dan’s bed, casually contemplating his gun, then the family.
Lori, Dan and Billy were on their knees before him, their armed attackers looming behind them—a portrait of contrasts. Dan was in his favorite Jets T-shirt, now bloodstained, and Billy in the new Spider-Man pajamas Lori had bought him for his ninth birthday last month. They’d been torn in the struggle.
Why had these people violated their home?
Vic tapped his gun to his knee as if coming to a decision.
“Are we calm now? Do we have your attention?” he asked. “I’ll make it simple. If you do what we say and do it right no one gets hurt and this will be over tomorrow. If you fail at any stage, you’ll die.”
Roseoak Park, New York
Lori’s pulse pounded.
As the invaders marched her, Dan and Billy downstairs, fear and questions burned through her mind.
Why didn’t the home security alarm work? Why isn’t someone helping us? Please, God, don’t let them kill us! We have to fight back. What can Dan and I do without guns?
Overwhelmed with panic, Lori drew a few deep breaths to calm her nerves and focus. The attackers had moved them to the living room and put them on the sofa. A duffel bag, zippered shut, sat on the hardwood floor in the middle of the room like an unanswered question. The invaders closed the curtains, kept the main floor lights dim then browsed around as if they were interested buyers at an open house.
Thorne inspected their paintings, the crystal figurines and their furniture.
“You got a lot of nice stuff,” he said from behind his mask. “So much suffering going on, so many people in trouble in this world, but why should you care, huh? You’re living the American dream.”
Lori watched as Cutty and Percy went to the kitchen, opened the fridge and helped themselves to leftover takeout—pizza and Chinese food Dan and Lori had ordered when they’d worked late this week.
Lori saw them opening soda cans, lifting their masks to eat and drink. She couldn’t make out their faces in detail, but she could see they were white males in their early twenties.
Like college kids snacking after a late night.
“It’s goin’ good,” Cutty said between bites. “Like you said it would, Jake.”
“Shut up! My name is on my patch!” Vic said.
One of them was named Jake. Lori glanced at Dan as they both noted the slipup before a new fear dawned on her. She looked around for Sam, Billy’s golden retriever. He wasn’t a barker or a good guard dog at all, really. He was just gentle, loving Sam.
What’ve they done with him?
Vic sat in the chair opposite the sofa, placing his gun on the arm and staring at her family from behind his mask.
“We’ve been watching you for a long time,” he began. “We’ve been doing our homework. We know all about you. Billy Fulton, fourth grade at Eisenhower Elementary, dog lover, Little League, shortstop for the Roseoak Park Wild Tigers. Lori Fulton, age thirty-four, devoted mother. You never miss one of Billy’s games. You work at Dixon Donlevy Mutual Life Insurance investigating insurance fraud. Someone in this house is partial to Ben & Jerry’s ice cream. Cherry Garcia, judging by what we found in your trash.
“Dan, age thirty-six. You were in the National Guard, army, when you guys lived in Southern California. You work for SkyNational Trust Banking Corp. A few years ago, you were transferred to New York. Now you’re the manager of a suburban branch here in Roseoak Park. You like the Jets, but you’re still loyal to the Dodgers, according to your Tweets. You both volunteer with charities. How we doing so far? We’ve got you nailed, right?”
Lori’s stomach clenched at Vic’s accuracy. She glanced at Dan. He remained tense, keeping his eyes on Vic as he continued.
“Tomorrow’s going to be a long day. We know Dan’s branch is one of the earliest-opening branches in the state, opening its doors at 6:00 a.m., to serve commuting customers. This is what’s going to happen. Dan, you’ll be going to work in the morning, as usual, while we stay here with your wife and son. But tomorrow you’re going to remove a quarter million dollars from the vault. We know about cash inventory in a branch like yours. You’ll place the money in a bag like this one here.” He motioned to the duffel on the floor. “No dye packs, no radio transmitters, no bait, no silent alarms. You’ll leave the bank, follow our instructions. Once that’s done and we have the cash, everyone is let go unharmed. You got that?”
Dan didn’t move. His face was expressionless but for a twitch in his jaw.
“You need more incentive, Dan?”
Vic nodded toward Thorne, who came forward and unzipped the duffel bag, removing what looked like a small vest bearing thin, brick-shaped items connected to wires. Cutty then yanked Billy from the sofa. He sliced the tape from Billy’s hands and, with Thorne’s help, slipped the vest over Billy, then resealed his hands.
Lori screamed into the tape.
“No!” Dan roared into his.
Vic leaned forward.
“That’s right,” he said, pointing with his gun as he continued. “That’s a suicide vest. It’s loaded with C-4 and all sorts of good stuff. Any of us here can detonate it simply by dialing a cell number.”
Thorne and Cutty pulled another vest from the bag, cut the tape from Lori’s hands, and forced it on her. She struggled in vain when they retaped her wrists, her mind reeling. As she stood next to her son, each of them now wearing a bomb, her knees weakened at the thought of Billy in danger, and she inhaled sharply. They were living and breathing second by second. Their surroundings—the curtains she’d sewn herself, the sofa set they’d bought on sale, the antique coffee table they’d gotten in Williamsburg—their sanctuary instantly took on an unspeakable dimension as images blazed before her.
She imagined their viscera splattered over the living room walls, mingling with the paint color, Coral Sunset, she and Dan had finally decided on. Blood obscuring the paintings they fell in love with on their vacation in Maine. It all seemed silly now.
“Now, I’ll ask you again,” Vic said. “Are you going to cooperate, follow our instructions and get us the money?”
Dan looked hard at Lori and Billy, his eyes filling with tears, and nodded.
Roseoak Park, New York
Cutty, Percy and Thorne took Lori and Billy to the basement.
Their captors switched on the stairway light and marched them down the stairs. With every creaking step, Lori felt time ticking on their lives. The heavy vests enveloped them with the threat of death. Her skin prickled as adrenaline burned through her body, but she moved slowly, terrified that a sudden action might trigger the