Альтернативное кредитование. Михаил Лобанов. Читать онлайн. Newlib. NEWLIB.NET

Автор: Михаил Лобанов
Издательство: Альпина Диджитал
Серия:
Жанр произведения: Ценные бумаги, инвестиции
Год издания: 2019
isbn: 978-5-6042-8784-2
Скачать книгу
предоставлять кредит без вовлечения финансового института в качестве посредника, что упрощает весь процесс и существенно экономит время и транзакционные расходы участников.

      Конец ознакомительного фрагмента.

      Текст предоставлен ООО «ЛитРес».

      Прочитайте эту книгу целиком, купив полную легальную версию на ЛитРес.

      Безопасно оплатить книгу можно банковской картой Visa, MasterCard, Maestro, со счета мобильного телефона, с платежного терминала, в салоне МТС или Связной, через PayPal, WebMoney, Яндекс.Деньги, QIWI Кошелек, бонусными картами или другим удобным Вам способом.

      Сноски

      1

      Andrew Beattie. The Evolution of Banking Over Time, 23.03.2018, Investopedia.

      2

      Здание по адресу 23 Wall Street на пересечении Wall Street и Broad Street, в центре финансового округа в Манхэттене, принадлежало J. P. Morgan до 2003 г.

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