Charles shifted uncomfortably. ‘I met him last year when his brother-in-law died. It is a little difficult, Annis.’ Charles sighed. ‘The late Lord Tilney, Ashwick’s brother-in-law, was involved in a business scheme with Mr Ingram, but it failed and Ingram bought all his debts. When he died, Humphrey Tilney owed Ingram a deal of money. Ashwick agreed to pay the debt to save his sister from penury. The situation caused some difficulties.’
Annis raised her brows. Samuel Ingram, Charles’s most powerful client, was a man who rode roughshod over all those who opposed his business dealings. She could imagine a nobleman of Lord Ashwick’s calibre deeply resenting being in debt to such a man.
‘What was this business venture?’
Charles looked gloomy. ‘You probably remember it. It was in all the newspapers. Ingram and Humphrey Tilney were joint owners of the Northern Prince, the ship that went down carrying goods and money to the colonies eighteen months ago. There was the devil of a fuss.’
‘I imagine there would be.’ Annis frowned. ‘Was there not a fortune in gold on the ship?’
‘That is correct, and banknotes and silver and God alone knows what other valuables in addition.’
‘Surely it was insured?’
Charles shifted uncomfortably. ‘Yes, but Humphrey Tilney had overreached himself financially to fund his part in the enterprise in the first place. Under normal circumstances he might have recouped his losses within a couple of years but, as it was, he ended thirty thousand in debt. Ingram bought his debts up to help him rather than let him fall ever deeper into the hands of the moneylenders.’
‘How charitable of him,’ Annis said drily, thinking that a man such as Samuel Ingram seldom did anything out of the goodness of his heart.
Charles frowned to hear the note in her voice. ‘See here, Annis, Ingram charged a very reasonable rate of interest—’
‘And you wonder at Lord Ashwick resenting the fact!’ Annis said, even more drily.
Charles subsided like a pricked balloon. ‘That is the way that business works…’
‘I dare say. I suppose there was no doubt that the ship actually went down? Ingram has not compounded his sins by defrauding the insurers?’
Charles looked horrified. ‘Devil take it, Annis, of course not! Of course the ship went down! For pity’s sake, do not go around saying such things in public!’
Annis was startled at his vehemence. ‘Very well, Charles, there is no need to roast me for it! I only asked the question. Speaking of Ingram, I read in the Leeds Mercury that there had been a fire at his farm at Shawes. Is foul play suspected?’
Charles gave her a very sharp look. ‘Not at all. Why do you ask?’
Annis gave him an old-fashioned look. ‘No need to pretend to me, Charles! I know that Mr Ingram is not popular hereabouts. I have read all about the arson and the threats to his property.’
Charles looked shifty. ‘Yes, well, I will concede there has been a little local difficulty over the enclosure of the Shawes common, and there has been some discussion about rents this year—’
‘You sound like a lawyer!’ Annis said with a sigh.
‘Well, so I am. And Mr Ingram’s lawyer at that. It is my place to be dispassionate.’
‘I would have thought that Mr Ingram would see it as your place to support him,’ Annis said drily. ‘That is what he pays you for.’
Charles blushed an angry red. ‘See here, Annis, must you be so blunt? I’m astounded you ever find a match for those girls of yours if you are as outspoken with their suitors as you are with me!’
‘Fortunately the gentlemen are marrying the girls and not me,’ Annis said cheerfully. ‘I do not seek to marry again, as you know, Charles.’
‘Can’t think why not. At least you would not need to work then.’
‘Thank you, but I prefer to be independent. You know I dislike to be idle. Besides, I found that the married state did not suit me.’
‘Not surprised if you spoke to John as plainly as you do to me!’
Annis locked her gloved hands together and looked pointedly out of the window. It was no secret that she and her elderly husband had been unhappy together, but even after eight years of widowhood the memory caused an ache.
‘Sorry, Annis.’ Charles sounded remorseful. ‘I did not mean to offend you.’
‘It is no matter, Charles.’ Annis spoke briskly. ‘You know that John had decided opinions about women and their place. Now that I am no longer required to respect those views, I fear I have become quite outspoken.’
‘I suppose there are some men who like their wives to read the newspaper and have decided opinions,’ Charles said dubiously.
‘Are there? I have never met any of them.’ Annis smiled. ‘So perhaps it is fortunate that I do not look to marry.’
The carriage slowed before a grey stone house with neat sash windows, then turned through a small archway into a cobbled yard with stables along one side.
‘There is a walled garden at the back,’ Charles said eagerly, ‘and I have engaged a couple of servants for you. You indicated that Mrs Hardcastle was to be housekeeper, so I imagine that she will wish to have the ordering of the household affairs once she arrives.’
‘Of course. Hardy will soon have everything organised.’ Annis looked about her with approval. ‘You seem to have done us proud, Charles.’
‘There is a drawing-room and walk-in cupboards in the bedrooms,’ Charles offered, still trying to make amends for his earlier insensitivity. ‘It is all very modern. I am sure that it is just what you require, Annis.’
‘Thank you.’ Annis took his hand as she descended from the coach. ‘There is a most pleasant aspect to the front.’
‘And the shops are not far away.’
‘I assume that it is a quiet neighbourhood and one suitable for the Misses Crossley? No undesirable alehouses or rowdy neighbours? I would not wish my charges to be subject to unsuitable influences.’
Charles had opened his mouth to reply when there was a loud tally-ho from the road and a green and gold phaeton shot past, its occupants shrieking with laughter. It turned neatly through the archway of the house behind. Annis raised her eyebrows.
‘My new neighbours, I presume?’
‘Oh, dear,’ Charles said unhappily.
‘Ashy dearest,’ Margot Mardyn said sweetly, draping herself over the arm of Adam Ashwick’s chair, ‘whatever would your mama say if she knew that you had brought me here?’
Adam glanced up briefly from the York Herald. The diva’s cleavage was inclining tantalisingly close to his nose. It was plush and pink, and smelled cloyingly of roses. Adam looked thoughtfully at it, then returned to his paper.
‘Margot, my sweet, do go and sit down. You are blocking my light. I am sure that Tranter will be in with the tea in a moment.’
Miss Mardyn flounced away to lay herself seductively along the sofa. ‘Ashy…’ her voice fell several octaves ‘…you have not answered my question.’
Adam sighed and laid his newspaper aside. He knew there was not the least chance of him finishing the item until Miss Mardyn had partaken of tea and been delivered to her palatial suite of rooms at the Granby Hotel. His original intention to deliver her directly there had been thwarted