27
“Cryptocurrencies made legal in California”, 8 January 2015, http://www.bobsguide.com/guide/news/2015/Jan/8/cryptocurrencies-made-legal-in-california.html.
28
See the chapter entitled “Embracing the Connected API Economy” for further details.
29
Source: The World Bank; See also Raymond Zhong, “India Launches Program Giving Poor Access to Bank Accounts”,
30
See http://elibrary.worldbank.org/doi/pdf/10.1596/1813-9450-6025. See http://www.foundationcapital.com/admin/resources/whitepapers/p2p-lending-print-h-v20.pdf.
31
See http://www.foundationcapital.com/admin/resources/whitepapers/p2p-lending-print-h-v20.pdf.
32
See http://www.bloomberg.com/news/articles/2014-07-31/banks-face-hit-on-30-billion-in- overdraft-fees-from-cfpb-rules. See http://www.bankrate.com/finance/investing/fdic-study-outrageous-overdraft-fees-1.aspx.
33
See http://www.bankrate.com/finance/investing/fdic-study-outrageous-overdraft-fees-1.aspx.