Table of Contents
1 Cover
5 Preface Let's Talk About My Privilege Why Do I Share All This? I'm Hopeful I'm Learning Notes
6 CHAPTER 1: What Is a Financial Adult? Why Aren't We Financial Adulting? But There Is Good News … So, What Exactly Is a Financial Adult? Time to Get Started Note
7 CHAPTER 2: Equity and Personal Finance The Idea That You Can Pull Yourself Up by Your Bootstraps Is a Scam The Racial Wealth Gap A Very Quick History Lesson (That We Missed in School) The Gender Wealth Gap Another Gap That Has a History The Double X Economy We Need Women to Be Wealthy What Needs to Happen to Close These Gaps Equality versus Equity Your Education Matters Your Financial Adulting Action Items Notes
8 CHAPTER 3: Your Money Goals Why Have Financial Goals? Start by Listing Out Your Goals Time to Prioritize Make Sure Your Goals Are SMART Goals How Much Is Enough? Decide How Many Goals to Work Toward Make a Preliminary Plan Use Your Goals to Focus Your Financial Adulting Action Items Notes
9 CHAPTER 4: All About Income What Is a Financial Plan? What Does a Financial Plan Actually Look Like? First, the Inflows Side Hustles The Gender Wage Gaps Closing the Wage Gap Negotiate What You Deserve Your Financial Adulting Action Items Notes
10 CHAPTER 5: Your Money Outflows Map Out Your Expenses Add Numbers to Your List Multigenerational Living Become Aware of Your Spending The Pink Tax Set Up a Sinking Fund Plan for Pitfalls Time to Incorporate Your Goals Putting It All Together Pay Yourself First If You Need It – the Health and Safety Budget Set Up Your Net Worth Tracker Your Financial Adulting Action Items Notes
11 CHAPTER 6: Consumer Activism What Is Consumer Activism? Some Consumer Activism Inspo Your Consumer Activism Criteria Sometimes Not Buying Anything at All Is the Best Option Use Your Voice Do a Consumer Activism Spending Audit Make Note of Anything You'd Like to Shift