"It is funny," she said, "but sometimes the idea has occurred to me that Cuthbert might some day take a fancy to one of our girls, and I might see one of them mistress at Fairclose; but I never dreamt I might be mistress there myself, and I can't guess, even now, how you can think of managing it."
"Don't you trouble to guess, at all, my dear; be content with the plum when it falls into your mouth, and don't worry yourself as to how I manage to shake the tree to bring the fruit down."
Three weeks later it became known definitely that after calling up the remainder of the bank's capital there would be a deficiency of nearly a million, and that every shareholder would be called upon to contribute to the full extent of his ability, to cover the losses. One or two letters from Mr. Brander had already prepared Cuthbert for the final result of the investigation, and he had already begun to carry out the plan he had marked out for himself. He had, as soon as he had returned, astonished his friends by informing them that he found that instead of coming into his father's estates, as he had expected, it was not likely he would ever touch a penny from them, as his father had been a shareholder in the Abchester Bank, and so he believed everything would be swept away.
"Fortunately," he went on, "I have got enough of my own to keep my head above water, and, I dare say you fellows won't believe me, but I mean to go to work in earnest."
The announcement was made to a dozen men who were smoking in Wilson's studio, he having returned the day before from Cornwall.
"Well, youngster, I won't commiserate with you," he growled. "I have been wondering since I heard from King last night what had kept you away, what on earth you would do with yourself now you have come into your money. I often thought it was the worst thing in the world for you that you had not got to work, and if you are really going to set to now, I believe the time will come when you will think that this misfortune is the best thing that ever happened to you."
"I am not quite sure that I do not think so already," Cuthbert replied. "I am not at all disposed to fancy myself a martyr, I can assure you. I mean to go over to Paris and enter an Art School there. I know what you fellows are. You would never let me work."
There was a general chorus of indignation.
"Well, how much do you work yourselves? You potter about for nine months in the year, and work for four or five hours a day for the other three."
"Saul among the prophets!" Wilson exclaimed. "The idea of Cuthbert Hartington rebuking us for laziness is rich indeed," and a roar of laughter showed the general appreciation of the absurdity.
"Never mind," Cuthbert said, loftily. "You will see; 'from morn till dewy eve,' will be my idea of work. It is the way you men loaf, and call it working, that has so far kept me from setting to. Now I am going to burst the bonds of the Castle of Indolence, and when I come back from Paris I shall try to stir you all up to something like activity."
There was another laugh, and then Wilson said, "Well, it is the best thing you can do to go abroad. I don't believe you would ever make a fresh start here."
"I have made fresh a start, Wilson; our respected brother Terrier here, has undertaken to teach me the rudiments, and for the next three months his studio doors will be closed to all visitors from ten to five."
"Is that so? I congratulate you, Cuthbert; that really looks like business, and if Terrier can't teach you how to use the brush and put on color no one can. Gentlemen, we will drink the health of the new boy. Here is to Cuthbert Hartington, and success to him." Glasses were raised and the sentiment heartily echoed.
For three months Cuthbert worked steadily; to his own surprise, not less than to that of his instructor, he found the hours none too long for him. During that time he had received a letter from Mr. Brander that surprised him.
"Dear Mr. Hartington—In accordance with your instructions I at once informed the Receiver of the bank that you were prepared to hand over the Fairclose estates for the benefit of the creditors, instead of waiting for the calls to be made, and that you wished the matter to be arranged as speedily as possible as you were shortly going abroad. The necessary deeds will in a few days be prepared. You will doubtless be surprised to hear that I have arranged with the Receiver for the purchase of the estates by private treaty. I have long been intending to retire from business, and have been on the lookout for an estate in the county. I hope this arrangement will not be displeasing to you."
As Mr. Brander had the reputation of being a wealthy man, and his wife's wishes that he should retire from business and purchase an estate in the county were public property, Cuthbert was not surprised, but at the same time he was not altogether pleased. He had never liked the lawyer. He had no particular grounds for not doing so, but he had as a boy an instinctive notion that he was a humbug.
"I wonder," he said to himself, "whether he has all along had an eye to Fairclose, and whether he really did his best to dissuade my father from making that disastrous investment. At any rate, it does not make any difference to me who is there. It might have been some stranger, some manufacturing fellow; I would rather think of Mary being at the old place than a man of that sort. He would have been more likely than Brander to be hard on the tenants, and to have sold off all the things and have turned the place inside out. I don't say that under ordinary circumstances I should choose Brander as a landlord, but he will know well enough that there would be nothing that would do him more harm in the county than a report that he was treating the Squire's tenants harshly. Well, I suppose I had better write him a line saying that I am glad to hear that he has bought the place, as I would naturally prefer that it should be in his hands than those of a stranger."
A fortnight later, Cuthbert, in looking over the "Abchester Guardian," which was sent to him weekly, as the subscription was not yet run out, read the following paragraph: "We understand that our greatly respected townsman, Mr. J. Brander, has purchased the house and estate of Fairclose, which has come into the market owing to the failure of the Abchester Bank, in which the late Mr. Hartington was most unfortunately a shareholder, and which has involved hundreds of families in ruin. The greatest sympathy is everywhere expressed for Mr. Cuthbert Hartington. We understand that the price given by Mr. Brander was £55,000. We believe that we are correct in stating that Mr. Brander was the holder of a mortgage of £15,000 on the estate."
"Mortgage for £15,000," Cuthbert repeated, "impossible. Why should my father have mortgaged the place? He could have no occasion to raise the money. His tastes were most simple, and I am sure that he never lived beyond his income. He paid me a handsome allowance, but, thank God, I never exceeded it. What in the world can this mean! I will write to Brander at once. No, I won't, I will write to the liquidator. If there was such a thing he is certain to have looked into it closely, for it was so much off the sum available for assets."
By return of post Cuthbert received the following letter:
"Dear Mr. Hartington—In reply to your question I beg to confirm the statement in the newspaper cutting you send to me. Mr. Brander was the holder of a mortgage for £15,000 on your father's estate. I looked into the matter very closely, as it came as a surprise upon us. Everything was in proper order. Mr. Brander's bank-book showed that he drew out £15,000 on the date of the mortgage, and the books of the bank confirm his book. Notice had been given to them a week previously that he would require that sum in notes and gold, and it was so paid over to him. His books also show payment of the interest, and his receipts for the same were found among Mr. Hartington's papers. There was, therefore, no shadow of a doubt possible as to the genuine nature of the mortgage.—Yours truly, W. H. Cox."
Although satisfied that for some reason or other his father had borrowed this sum on mortgage from his lawyer, Cuthbert was no less puzzled than before as to the purpose for which it had been raised, or what his father could possibly have done with the money. He, therefore, wrote to Mr. Brander, saying that though it was a matter in which he had himself no pecuniary interest, he should be glad if he would inform him of the circumstance which led his father to borrow such a sum.
"I thought," he said, "that I knew everything about my father's money affairs, for he always spoke most openly