“To reactivate the account, I’ll need you to complete our credit forms and submit them. They’re online at our website. You can download them.”
Aware that Daniel was poking around the shop, flipping through pattern books, looking as relaxed as he would in a public library, Melinda gritted her teeth. “How long will it take to get them approved?”
“Two or three weeks is the usual time period.”
She groaned and dropped her head into her hand. “Let me explain again, Jeff. I want to reopen the shop this Saturday. That’s five days from now. I need the merchandise no later than Friday to stock the bins. I cannot wait two weeks for approval of credit.”
“It often takes three weeks, ma’am.”
Holding the phone away from her ear, and holding her temper in check, she looked up at the ceiling. She drew a steadying breath and brought the phone back to her ear.
“What do you suggest I do in the interim while you check our credit?”
“You could charge the merchandise to a personal credit card. We’d ship this afternoon and you’d have the delivery by Wednesday.”
“A personal credit card.” The words landed with a thud in her midsection. Since declaring bankruptcy, she’d been living on a cash basis. She didn’t want to run up any personal debt. The one credit card she possessed had a very low limit, which she’d almost exceeded buying the airline ticket to Bozeman and hadn’t paid that off yet. “I don’t have my card handy,” she hedged. “I’ll have to check with the shop owner.”
“I’d be happy to wait, ma’am.”
That wasn’t likely to help much. Aunt Martha seemed to be living on her Social Security, which was less than munificent. Assuming she had a credit card, Melinda doubted it had a high enough limit to cover the cost of the merchandise she’d ordered.
Daniel crossed the shop to the counter and handed her his credit card.
Gaping, she stared at the silver card embossed with Daniel’s name and O’Brien Ranch. She shook her head.
“Ma’am, are you still there?”
“Uh, hang on a minute, Jeff.” She covered the phone with her hand. “I can’t use your card, Daniel,” she whispered.
“Why not? You need the merchandise. When you get the shop open and doing business, you can pay me back.”
“I’m buying more than a thousand dollars’ worth of yarn and notions.”
He lifted his shoulders in an easy shrug. “That’s fine. Think of it as a loan.”
“I may not be able to pay you back right away.”
He touched her hair, twirling a finger through one of her curls. His lips curved ever so slightly with the hint of a smile. “We’ll work it out.”
Goose bumps sped down her spine and her knees went weak. She definitely shouldn’t let him do this. It wasn’t right for him to pay for what she couldn’t afford. But if she didn’t, how could she reopen the shop without a decent selection of yarn?
“Ma’am, did you want to call me back when you work something out?”
“No, I, uh…”
Daniel slipped the cell phone from her hand. “Hi, Jeff. I’m Daniel O’Brien, a friend of the shop owner. We’ll put the charges on my card. How does that sound?” He winked at Melinda.
While she stood staring at him dumbstruck, Daniel reeled off all the necessary information to charge his card over a thousand dollars.
When he finished, he handed the phone back to her. “You’re all set. Everything should arrive Wednesday and you’ll be ready for Saturday’s opening.”
“You shouldn’t have…” she stammered, her face flushing. “I mean, I shouldn’t have let you—”
“The proper response is, ‘Thank you, Daniel.’”
She closed her eyes to block out the intensity, the caring, she saw in his. Self-consciously, she fiddled with the same strand of hair that he’d twirled over his finger. “Thank you, Daniel.”
“Good girl. Now what have we got to do to get ready for Saturday?”
She stepped back, trying to think, trying to blot out the gratitude that was making her act stupid and jumbled her thoughts as completely as a kitten could unwind a ball of yarn. She didn’t deserve his kindness.
“I need to make up some flyers to post around town. A big sign for the shop’s window.” The gears in her brain that had stalled under Daniel’s determined assault began clicking again. “Place an ad in the newspaper. Get a reporter to cover the opening.”
“Sounds good. You get the flyers made and I’ll deliver them to the stores in town, get the owners to post them in their windows.”
“You don’t have to do that.”
“Sure I do. I need you to be a big success so I’ll get my money back.”
That sounded ever so logical except for one little problem: Melinda was pretty sure Daniel had a totally different agenda in mind.
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