Powell Lambert’s main business activity was trade finance. What this meant was that a manufacturer in one part of America – St Louis, say – might want to sell some goods to a buyer somewhere else completely – Seattle, for instance. The Seattle buyer would want the goods on credit, but the St Louis manufacturer would want his money right away. That was where Powell Lambert came in. As soon as the buyer and seller had agreed a purchase, Powell Lambert would promise to pay the St Louis men upfront, and collect payment in due course from Seattle. In exchange, Powell Lambert would charge a fee, half a per cent or thereabouts.
And that was it. The more trade Powell Lambert financed, the more the fees they earned. Every transaction had its own folder. Every morning, more folders arrived on Annie Hooper’s desk for her to deal out to her five young men. She was nice about it. Sweet and understanding. But remorseless. Ruthless. The folders kept pouring in. She kept handing them out. There was no other way.
And the folders!
Each transaction sounded simple, but there were a myriad details to be attended to on each one. Insurance had to be arranged, transport arrangements checked, funds transferred, receipts obtained. Each time Willard thought he’d disposed of a file, another vicious little complication would rise up and drag him back. His working hours grew longer. His weekends vanished beneath the landslide. His prospects of repaying his debt seemed negligible. His hope of succeeding his father seemed laughable.
‘Yeee-aaargh!’
It was five-thirty on a Friday afternoon. Larry Ronson’s head disappeared beneath his desk with a long drawn-out liquid gurgle. After pausing a second for effect, he poked his head out around the corner and said, ‘Miss Hooper, will you marry me?’ Annie tutted and pulled her eyes away from him, a slight blush rising into her freckled cheeks. ‘Silence will be taken to mean yes.’
‘Larry, don’t be silly.’
‘Elope with me then. We’ll live in sin in some crumbling Mexican palace with our sixteen children and spend our time writing rude postcards to Ted Powell.’
‘It’s five-thirty, anyway,’ said Annie, looking around for her coat.
‘That doesn’t settle the question.’
‘I’m off home, I mean.’
‘Women today! So practical! Whatever became of romance? I’ll dance with you down Broadway by the light of the silvery moon.’
‘It’s raining.’
‘Streetlights. Silvery streetlights.’
Annie had her bag and her coat, and was settling a little cloche-style hat on her head. ‘I’ll see you Monday.’
‘OK, how about a drink? I want to get so boiled I won’t be able to find my feet.’
Willard had been expecting Annie to refuse one further time, but this time she paused. ‘Well…’
‘Excellent. Anyone else? Leo? No? Can’t tear yourself away, I presume?’ Leo McVeigh’s massive red head peered briefly up from his paperwork. He looked at Ronson, unblinking and expressionless, the way a butcher looks at a bull, the way a bull looks at anyone. He said nothing, just put his head back to his work and continued writing, his heavy black fountain pen moving evenly across the paper. Ronson opened his hands in a kind of what-can-you-expect-from-football-players gesture. ‘Ignacio, old chap?’
Iggy Claverty glanced up briefly. ‘You know an Ignacio, do you?’
‘Iggy, you chump, I was asking if you wanted to come and toast the Eighteenth Amendment in a sea of alcohol.’
‘Can’t. I’m already drowning. Sorry.’
He waved his hand at the stack of brown files on his desk. He’d had a bad day that day. Willard had heard his swearing and sweating over some transport problem in one of the Dakotas. The stack of files in his ‘out’ pile was still much smaller than the stack of those on the ‘in’ side.
‘Mr Thornton?’
Willard was about to echo Claverty’s refusal and for the same reason, but the thought of an evening getting royally drunk was more temptation than he could handle.
‘I’m in,’ he said. ‘Just let me get these damned things bundled up for the weekend.’
He swept the files that still needed to be dealt with into his briefcase – then glanced at Hughes, then at Ronson. So far Ronson had asked everyone to come except poor old Charlie Hughes, who was blinking away behind his spectacles, watching everything. Ronson clearly had no intention of asking Hughes. Hughes, equally clearly, had no intention of asking to come.
‘Charlie,’ said Willard, ‘want a drink? Annie and Larry and I are going to get pickled.’
‘Thanks, no, it’s OK, I need to finish up, then get home. You folks go. Enjoy!’
Willard winced. Hughes always managed to get things a little bit wrong. People like Willard didn’t use phrases like ‘enjoy!’. He couldn’t have explained why not, but the right sort of people never said that, the wrong sort of people did. But Willard was glad he’d asked. He was irritated by the way Ronson treated Annie Hooper as his own property. Annie would appreciate Willard’s courtesy to the less fortunate. She had already made a handful of admiring comments about Willard’s glamorous past, to which he’d responded with carefully offhand modesty.
‘Let’s go,’ he said.
They went. First to a hotel that Willard knew about, where you could get anything you wanted as long as you didn’t mind it served in a coffee cup. Then to a speakeasy off Broadway, where the drink was cheaper. To get in, you had to walk down a set of grimy, unlit steps to a shuttered steel door. Just inside, a watchman peered out to check the new arrivals weren’t cops, before the door was unbolted and Willard and the others whisked inside. Once in, they drank cocktails because they wanted hard liquor, and because the cocktails were a way of disguising the taste of the grain alcohol, the industrial alcohol, and the under-brewed green moonshine which invaded every bottle of ‘honest-to-God, straight off the boat’ Scotch whisky in New York. Then finally, drunk as Irishmen on payday, they stumbled out into the street.
‘I must say, Annie, you’re a very good sport,’ mumbled Willard. ‘A very damned good sort. Ha! A damned good sort of sport! A sporting sort with a sort of –’
‘There!’ said Annie, pointing. ‘A burger place. Joe’s Burgers. Aren’t you starving?’
Ronson followed her unsteady arm with an unsteady eye. ‘Not necessarily a burger place,’ he objected. ‘Maybe that’s the fellow’s name. Mr Joe Burger. I should think the poor old gooseberry gets rather annoyed with people knocking him up and asking him for burgers. Poor old Mr B.’
The three of them swayed over to the burger stand. Annie hadn’t drunk as much as either of the men, but she was every bit as sozzled. Willard and Ronson fought over which of them would be allowed to take her arm, and only declared a truce once Annie gave her left arm to Willard and her right one to Ronson.
Willard had enjoyed the evening, but he’d enjoyed it the way a prisoner on death row gets a kick out of a postcard from outside. Even now, drunk as he was, Willard felt his lack of freedom. Willard’s salary, net of Powell’s deduction for interest, left him hardly any better off than Annie. Unlike her, he had the use of a company apartment and the part of his father’s twenty-five thousand he hadn’t already spent. But he wasn’t an Annie, a mouse content with crumbs. With a kind of reckless defiance, Willard had changed his spending habits almost not at all. In the past two weeks alone, he’d spent six hundred dollars on clothes, thirteen hundred dollars on new furniture, another few hundred dollars to have the seats in his Packard re-upholstered in pale calfskin. Before too long, his bank account would be as dry as a busted fuel tank. What he’d do then, he didn’t know – he refused to think about it.
And that wasn’t all. Six weeks since starting work, he was no further ahead. His loan