"I wrote home a few days ago for them to send me a letter of credit on the bankers here. It came this morning, and just see what they have done!"
Mr. Hardcastle tossed, as he spoke, the letter of credit to Mr. Dundyke. Now the latter, shrewd man of business though he was amid his own chests of tea, knew very little of these foreign letters of credit, their forms, or their appearance. All he could make out of the present one was, that it was a sort of order to receive one hundred pounds.
"Don't you see the error?" exclaimed Mr. Hardcastle. "They have made it payable to my uncle, Stephen Hardcastle, instead of to me. My name's not Stephen, so it would be perfectly useless for me to present it. How the clerks came to make so foolish a mistake I cannot tell. Some one of them I suppose, in the pressure of business, managed to give unintelligible orders to the bankers, and so caused the error."
"Dear me!" said Mr. Dundyke.
"Now I want to know if you can let me have this sum. I shall write immediately to get the thing rectified, and if you can accommodate me for a few days, until the needful comes, I will then repay you with many thanks."
"But, dear me, sir!" exclaimed Mr. Dundyke,—"not but what I should be proud to do anything for you that I could, in my poor way—you don't suppose I've got a hundred pound here? Nor the half! nor the quarter of it!"
Mr. Hardcastle carelessly smiled, and played with his glittering cable watch-chain.
"I should not like to offer you what I have got, sir," continued the common-councilman, "but I am sure if you took it as no offence, and it would be of any temporary use to you–"
"Oh, thank you! No, it's not that," interrupted the great merchant. "Less than the hundred pounds would not be worth the trouble of borrowing. You have nothing like that sum, you say?"
Out came Mr. Dundyke's purse and pocket-book. He counted over his store, and found that, English and French money combined, he possessed twenty-two pounds, eleven shillings. The twenty pounds, notes and gold, he pushed towards Mr. Hardcastle, the odd money he returned to his pocket. "You are quite welcome, sir, for a few days, if you will condescend to make use of it."
"I feel extremely obliged to you," said Mr. Hardcastle; "I am half inclined to avail myself of your politeness. The fact is, Dundyke," he continued, confidentially, "my wife has been spending money wholesale, this last week—falling in love with a lot of useless jewellery, when she has got a cartload of it at home. I let her have what money she wanted, counting on my speedy remittances, and, upon my word, I am nearly drained. I will write you an acknowledgment."
"Oh no, no, sir, pray don't trouble to do that," cried the confiding common-councilman, "your word would be your bond all over the world." And Mr. Hardcastle laughed pleasantly, as he gathered up the money.
"Can you let me have five francs, David," said Mrs. Dundyke, coming in soon afterwards, when her husband was alone.
"Five francs! What for?"
"To pay our washing bill. It comes to four francs something; so far as I can make out their French figures."
"I don't know that you can have it, Mrs. D."
"But why?" she inquired, meekly.
"I have just lent most of my spare cash to Mr. Hardcastle. He received a hundred pound this morning from England, but there was a stupid error in the letter of credit, and he can't touch the money till the order has been back home to be rectified."
The information set Mrs. Dundyke thinking. She had just returned from a walk, and it was in coming up the stairs that a chambermaid had met her and given her the washing-bill. Not being accustomed to French writing and accounts, she could not readily puzzle it out, and, bill in hand, had knocked at Mrs. Hardcastle's door, intending to crave that lady's assistance. Mr. Hardcastle opened it only a little way.
"Is Mrs. Hardcastle at leisure, if you please, sir?" she asked.
"No; she's not in. I'll send her to you when she comes," was his reply, as he re-closed the door. And yet Mrs. Dundyke was almost certain she saw the tip of Mrs. Hardcastle's gown, as if she were sitting in the room on the right, the door opening to the left. And she also saw distinctly the person who had been once pointed out to her as the landlord of the hotel. He was standing at the table, counting money—a note or two, it looked, and a little gold. There was food in this to employ Mrs. Dundyke's thoughts, now she knew, or supposed, that very money was her husband's. A sudden doubt whether all was right—she afterwards declared it many times—flashed across her mind. But it left her as soon as thought: left her ashamed of doubting such people as the Hardcastles, even for a moment. She remained thinking, though.
"I know these foreign posts are uncertain," she observed, arousing herself, "and it will take, I suppose, eight or ten days before Mr. Hardcastle's remittance can reach him. Suppose it should not come when he expects, or that there should be another mistake in it?"
"Well?"
"Why—as we cannot afford to remain on here an indefinite period, waiting; at least, I suppose you would not like to do so, David; I was thinking it might be better for you to write home for more money yourself, and make certain."
"Just leave me to manage my own business, Betsey, will you: I am capable, I hope," was the common-councilman's ungracious answer. Nevertheless, he adopted his wife's suggestion.
Mr. and Mrs. Hardcastle continued all grace and smiles, pressing their champagne upon Mr. Dundyke and his wife at dinner, and hiring carriages, in which all the four drove out together. The common-councilman was rapidly overcoming his repugnance to a table-d'hôte, but the sumptuous one served in the hotel was very different from those he had been frightened with on his journey, and in the third week of his stay his wife had to let out all his waistcoats. The little excursions in the country he cared less for. The lovely country about Geneva was driven over again and again: Ferney, Coppet, the houses of Madame de Staël and Voltaire, all were visited, not much, it is to be feared, to the edification of the common-councilman. Thus three weeks from the time of their first arrival, passed rapidly away, and Mr. Dundyke and his wife felt they could not afford the time to linger longer in Geneva. They now only waited for the repayment of the twenty pounds from Mr. Hardcastle, and, strange to say, that gentleman's money did not arrive. He could not account for it, and gave vent to a few lordly explosions each morning that the post came in and brought him no advice of it.
"I'll tell you what it is!" he suddenly observed one morning—"I'll lay a thousand pounds to a shilling they have misunderstood my instructions, and have sent the money on to Genoa, whither we are bound after leaving here!"
"What a disaster!" uttered Mr. Dundyke. "Will the money be lost, sir?"
"No fear of that: nobody can touch it but myself. But look at the inconvenience it is causing, keeping me here! And you also!"
"I cannot remain longer," said Mr. Dundyke; "my time is up, and I may not exceed it. You can give me an order to receive the 20l. in London, sir: it will be all the same."
"But, my good fellow, how will you provide for the expenses of your journey to London?"
"I have managed that, sir," said the common-councilman. "I wrote home for thirty pounds."
"And is it come?" asked Mr. Hardcastle, turning his eye full upon the common-councilman with the startling rapidity of a flash of lightning. Mrs. Dundyke noticed, with astonishment, the look and the eager gesture: neither ever faded from her recollection.
"They came this morning," said the common-councilman. "I have them both safe here," touching the breast-pocket of his coat. "They were in them letters you saw me receive."
On rising from breakfast, Mr. Dundyke strolled out of the hotel, and found himself on the borders of the lake. The day was fearfully hot, and he began to think a row might be pleasant. A boat and two men were at hand, waiting to be hired, and he proceeded to haggle about the price, for one of the boatmen spoke English.
"I have spent a deal of money since I have been here, one way or another," he soliloquized, "and the bill I expect will be awful. But it won't