The squatter offered a tabulated statement, originally prepared for the bank, setting forth the exact number of the livestock on Windāhgil, their sexes and ages, the position and area of the run, the number of acres bought, controlled or secured; the amount of debt for which the bank held mortgage, the probable value of the whole property at current rates. Of all of which particulars Mr. Hope took heed closely and carefully. Mr. Stamford became suddenly silent, and indeed broke down at one stage of the affair, in which he was describing the value of the improvements, and mentioning a comfortable cottage, standing amid a well-grown orchard on the bank of a river, with out-buildings of a superior nature grouped around.
Then Mr. Hope interposed. “You propose to me to take up your account, which you will remove from the Bank of New Guinea. You are aware that there is considerable risk.”
(“Hang it!” Mr. Stamford told himself; “I have heard that surely before. I know what you are going to say now. But why do you all, you financiers, like to keep an unlucky devil so on the tenter-hooks?”)
Mr. Hope went on quietly and rather sonorously. “Yes! there has been a large amount of forced realisation going on of late. Banks are tightening fast. The rainfall of the interior has been exceptionally bad. I think it probable that the Bank of New Guinea has none too good an opinion of your account. But I always back my own theory in finance. I have great reason to believe, Mr. Stamford, that heavy rain will fall within the next month or two. I have watched the weather signs carefully of late years. I am taking – during this season, at any rate – a strong lead in wool and stock, which I expect to rise. Everything is extremely low at present – ruinously so, the season disastrously dry. But from these very dry seasons I foretell a change which must be for the better. I have much pleasure in stating that the Austral Agency Company will take up your account, Mr. Stamford, and carry you on for two years at the same rate of interest you have been paying.”
Mr. Stamford made a commencement of thanking him, or at least of expressing his entire satisfaction with the new arrangement; but, curious to relate, he could not speak. The mental strain had been too great. The uncertain footing to which he had so long been clinging between ruin and comparative safety had rendered his brain dizzy.
He had been afraid to picture the next scene of the tragedy, when the fatal fiat of the Bank Autocrat should have gone forth, – the wrench of parting from the dear old place they had all loved so well. The unpretending, but still commodious dwelling to which he had brought his fond, true wife, while yet a young mother. The garden in which they had planted so many a tree, so many a flower together. The unchecked freedom of station life, with its general tone of abundance and liberality. All these surroundings and comforts were to be exchanged – if things were not arranged – for what? For a small house in town, for a lower – how much lower! – standard of life and society, perhaps even for poverty and privation, which it would cut him to the heart to see shared by those patient exiles from their pastoral Eden.
When Mr. Stamford had sufficiently recovered himself he thanked Mr. Hope with somewhat unaccustomed fervour, for he was an undemonstrative man, reserved as to his deeper feelings. But the manager of the Austral Agency Company would not accept thanks. “It may wear the appearance of a kindness, but it is not so in reality,” he said. “Do not mistake me. It is a hard thing to say, but if it seemed such to me, it would be my duty not to do it. It is the merest matter of calculation. I am glad, of course, if it falls in with your convenience.”
Here he looked kindly at his client – for such he had become – as if he fain would have convinced him of his stern utilitarian temperament. But, as he had remarked before, Mr. Hope’s eyes and his sentiments contradicted one another.
“You have saved my home, the valued outcome of many a year’s hard work – it may be my life also. That is all. And I’m not to thank you? Do not talk in so cold-blooded a manner; I cannot bear it.”
“My dear sir,” said Mr. Hope, with calm, half-pitying expression, “I am afraid you are not a particularly good man of business. It is as unfair to praise me now for ‘carrying you on’ for another year or two, as it will be to blame me for selling you up some fine day, if I am compelled to do so.”
“Anyhow, it is a reprieve from execution. When shall I call again?”
“To-morrow morning, before twelve, let us say. I shall want you to sign a mortgage – a necessary evil; and if you bring me an exact amount of your indebtedness to the Bank of New Guinea, I will give you a cheque for it.”
“A cheque for it!” How magnificent was the sound. Mr. Stamford had drawn some tolerably large cheques in his time, which had been duly honoured, but of late years the cheque-drawing method had fallen much into abeyance.
Nevertheless, he felt like Aladdin, suddenly gifted with the wonderful lamp. The sense of security and the guarantee of funds, for even their moderate and necessary expenses, appeared to open to him vistas of wealth and power verging on Oriental luxury.
He lost no time; indeed he just managed to gain his bank before its enormous embossed outer door was closed, when he marched into the manager’s room with so radiant a countenance that the experienced centurion of finance saw plainly what had happened.
“Don’t trouble yourself to speak,” he said. “It’s all written on your forehead. We bankers can decipher hieroglyphs invisible to other men. ‘Want my account made up – securities ready to be delivered – release – cheque for amount in full.’ Who is the reckless entrepreneur?”
“The Austral Agency Company,” he replied, feeling rather cooled down by this very accurate mind-reading; “but you seem to know so much, you ought to know that too.”
“My dear fellow, I congratulate you!” Mr. Merton said, getting up and shaking him warmly by the hand. “I beg your pardon; but really, any child could see that you had been successful; and I began to think that it must have been one of Barrington Hope’s long shots. A very fine fellow, young but talented; in finance operates boldly. I don’t say he’s wrong, mind you, but rather bold. Everything will be ready for you to-morrow morning. Look in just before ten – by the private door.”
Mr. Stamford did look in. How many times had he walked to those same bank doors with an aching heart, in which the dull throb of conscious care was rarely stilled! Many times had he quitted that building with a sense of temporary relief; many times with a more acutely heightened sense of misery, and a conviction that Fate had done her worst. But never, perhaps, before had he passed those fateful portals with so marked a sense of independence and freedom as on the present occasion.
He had cast away the burden of care, at any rate for two years – two whole years! It was an eternity in his present state of overwrought feeling. He felt like a man who in old days had been bound on the rack – had counted the dread contrivances for tearing muscles and straining sinews – who had endured the first preliminary wrench, and then, at a word, was suddenly loosed.
Such was now his joyous relief from inward agony, from the internal throbs which rend the heart and strain to bursting the wondrous tissue which connects soul and sense. The man who had decreed all this was to him a king – nay, as a god. And in his prayer that night, after he had entreated humbly for the welfare of wife and children in his absence, and for his own safe return to their love and tenderness, Barrington Hope came after those beloved names, included in a petition for mercy at the hands of the All-wise.
It was not a long business that clearing of scores with the Bank of New Guinea under these exceptional circumstances. Such and such was the debit balance, a sufficiently grave one in a season when it had not rained, “to signify,” for about three years, when stock was unsalable, when money was unprecedentedly tight, but not, perhaps amounting to more than one-third of the real value of the property. Here were the mortgages. One secured upon the freehold, the other upon stock and station, furniture and effects.
“Yes!” admitted Mr. Stamford, looking over it. “It is a comprehensive document; it includes everything on the place – the house and all that therein is, every hoof of stock, hacks and harness horses, saddles and bridles – only excepting the clothes on our backs. Good God!