Sort Your Money Out. Glen James

environment Investment options inside superannuation When should I add more money to superannuation? Superannuation investment options and fees Compare your own fund What investment option should you choose? How to get money out of superannuation Self-Managed Superannuation Funds (SMSF) 9 sex, drugs and insurance Life insurance Personal insurance General insurance

      11  where to from here? Stay motivated Slow down and help others along the way Get personal help for your situation

      12  money myths, hacks, luxury items and digital assets Money myths Money hacks Cryptocurrency, NFTs and digital real estate

      13  disclosures

      14  index

      15  End User License Agreement

      List of Tables

      1 Chapter 4Table 4.1: the weekly spend accountTable 4.2: the cash hub accountTable 4.3: the GCHC accountTable 4.4: your incomeTable 4.5: setting up automatic transfers from your cash hub

      2 Chapter 5Table 5.1: types of assetsTable 5.2: examples of risk profilesTable 5.3: balanced fund comparisons

      3 Chapter 6Table 6.1: Vanguard product comparisonTable 6.2: international indexesTable 6.3: top 10 shares in the ASX 200Table 6.4: examples of index fundsTable 6.5: examples of active fundsTable 6.6: share price exampleTable 6.7: fees and what they meanTable 6.8: real fee exampleTable 6.9: Perpetual scoring methodologyTable 6.10: Perpetual Ethical SRI fund vs BetaShares Australian Sustainabili...

      4 Chapter 8Table 8.1: salary sacrificingTable 8.2: comparison of super fundsTable 8.3: Hostplus comparison

      List of Illustrations

      1 Chapter 4Figure 4.1: Maslow's hierarchy of needsFigure 4.2: my money hierarchyFigure 4.3: my money hierarchy with examplesFigure 4.4: the Glen James Spending Plan bank structure

      2 Chapter 5Figure 5.1: example of asset allocation returnFigure 5.2: a modern portfolio in actionFigure 5.3: annual return and asset allocation. If some is good, more isn't ...

      3 Chapter 6Figure 5.1: Vanguard price chartFigure 6.2: example chart of CBA, IOZ, VDGR and WBCSource: FE FundInfo. Retu...Figure 6.3: the relationship between your share broker, the ASX, the shares ...Figure 6.4: my management fee example matrixFigure 6.5: screenshot of an online brokerage accountFigure 6.6: Perpetual Ethical SRI Fund vs benchmarkSource: FE FundInfo. Retu...Figure 6.7: Betashares Australian Sustainability Leaders ETF (A) vs Perpetua...

      4 Chapter 7Figure 7.1: my property risk/return spectrumFigure 7.2: 8 steps for buying your first propertyFigure 7.3: a risk matrix for lendingFigure 7.4: how parental guarantee worksFigure 7.5: how a vanilla mortgage worksFigure 7.6: how a mortgage account with a redraw facility worksFigure 7.7: how a mortgage with an offset account works

      5 Chapter 8Figure 8.1: how superannuation worksFigure 8.2: making extra contributions to your superannuationFigure 8.3: growth of Australian Super vs Aware SuperSource: FE FundInfo. Re...Figure 8.4: the importance of superannuation in retirement

      6 Chapter 9Figure 9.1: three ways to obtain life insurance in AustraliaFigure 9.2: example of stepped vs level premium costsFigure 9.3: private health insurance decision tree

      7 AppendixFigure 1: Darwin weekly asking prices for houses (top line) and units (botto...Figure 2: Perth weekly asking prices for houses (top line) and units (bottom...Figure 3: Hobart weekly asking prices for houses (top line) and units (botto...

      Guide

      1  Cover Page

      2  Title Page

      3  Copyright

      4  Dedication

      5  Table of Contents

      6  Introduction

      7  Begin Reading

      8  where to from here?

      9  money myths, hacks, luxury items and digital assets

      10  disclosures

      11  Index

      12  WILEY END USER LICENSE AGREEMENT

      Pages

      1  iii

      2  iv

      3  v

      4  ix

      5  x

      6  xi

      7  xii

      8  xiii